The Ramsey County Housing and Redevelopment Authority (HRA) met on January 13, 2026, in Council Chambers at the Courthouse Room 300. Although the agenda listed a 10 a.m. start, the meeting was called to order at 11:18 a.m. according to the minutes. All seven members (Jebens-Singh, McGuire, McMurtrey, Miller, Moran, Ortega, and Chair Xiong) were present, along with County Manager Ling Becker and Assistant County Attorney Scott Schwahn. The board unanimously approved the agenda, the prior meeting’s minutes, and three administrative items related to housing funding, environmental cleanup, and wealth generation.
Pathways to Removing Obstacles to Housing Funding (Item 3): The board accepted $1,300,000 from the Metropolitan Council for the Pathways to Removing Obstacles to Housing program. The resolution (H2026-004) authorized the County Manager to establish a project within Community & Economic Development and to enter into necessary grant agreements. No discussion was held; the motion by Ortega, seconded by Miller, passed unanimously.
Environmental Response Fund Grant Awards (Item 4): Ella Mitchell, Redevelopment Program Manager, presented the awards. The fund, administered for over 20 years, supports cleanup of contaminated soil and groundwater, as well as lead/asbestos abatement, to prepare sites for redevelopment. Solicitations occur twice yearly with application deadlines of May 1 and November 1. This round received four applications; three were recommended because the fourth obtained full funding from another source. Awards were:
Allocation of 2026 HRA Levy for Wealth Generation Programs (Item 5): Max Holdhusen, Deputy Director of Community & Economic Development, presented the request, standing in for Tanisha Trice-Johnson. The board approved allocating $2,350,000 of the 2026 HRA levy to wealth creation initiatives, primarily the First Home program. In 2025, the program closed 38 loans, 84% of which were to first-generation buyers, and 15 loans were for manufactured homes. Applications for the First Home program are rolling and in high demand; funds were largely exhausted by August 2025, reopened with a smaller amount in the fall, and approximately $200,000 will roll over into 2026. Commissioner Miller asked about the application process, and Commissioner Moran asked about loans versus grants. Holdhusen clarified: first-generation buyers receive a zero-percent forgivable loan forgiven after 20 years; first-time buyers receive a zero-percent deferred loan; rehab loans are forgiven after 10 years; and critical repair is a small grant for immediate fixes. Commissioner Ortega requested that the information be sent to the entire board. The motion by Ortega, seconded by Jebens-Singh, passed unanimously as Resolution H2026-006.
All right. I will call the Housing and Redevelopment Authority meeting to order roll call, please. Chep and Singh? Here. McGuire. Here. McMurtry. Here. Miller. Here. Moran. Ortega. Aye. And John. Here. Item number one. The agenda of January 13th, 2026 is presented for approval. So moved. Second. See no further discussion. Roll call, please. Miller. Here. Or aye. I'm sorry. Moran. Ortega. Hi. Chapin Zing. Hi. Maguire. Aye. McMurtry. Aye. And John. Aye. The minutes from January 6th, 2026 are presented for approval. So move. Second. See no further discussion. Roll call, please. Miller. Aye. Moran. Sorry. Ortega. Hi. Chapman Singh? Aye. McGuire.