Grand Island City Council Meeting - November 4, 2025
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Welcome to our meeting.
The date is November 4, 2025.
The time is 7 p.m.
This is an open meeting of the Grand Island City Council.
The City of Grand Island abides by the Open Meetings Act in conducting business.
A copy of the Open Meetings Act is displayed in the back of this room as required by state law.
The City Council may vote to go into closed session on any agenda item as allowed by state law.
At this time, I ask that you stand and join us in the Pledge of Allegiance.
Thank you.
The City Clerk will now perform roll call.
Council President Sheridan.
Present.
Councilmember Stelk.
Present.
Councilmember Conley.
Present.
Councilmember Nickerson.
Present.
Councilmember Brown.
Present.
Councilmember Hazie.
Present.
Councilmember Mendoza.
Present.
Councilmember O'Neill.
Present.
Councilmember Pollock.
Present.
Councilmember Lanfear.
Present.
And Mayor Steele.
Present.
Also present are Jill Grenier, the City Clerk.
Patrick Brown, the City Administrator, Carrie Fisk, the City Attorney, and Keith Kurtz, the public works director.
Individuals who have appropriate items for City Council consideration should complete the request for future agenda items form located at the information booth.
If the issue can be handled administratively without council action, notification will be provided.
Council members, would you like to remove any of tonight's consent agenda items for additional consideration?
If you did not sign up to speak on an agenda item, please come forward, state your name, and the agenda topic on which you will be speaking.
It's the heart, the belief, and the way you compete for each other.
Even when the game got tight, you never lost confidence.
You stayed together, trusted your preparation, and finished the job in the seventh inning.
That's what champions do.
Coach Sad, your leadership and calm has helped build something really special at Northwest.
And to the families and fans, thank you for showing what community support looks like on the statewide stage.
Three titles, three state championships in four years, is something few programs ever experience.
Enjoy this one.
You've earned every bit of it, and you've added another proud chapter to the Northwest legacy.
And to our city's story of excellence.
We're proud to have you call Grand Island home.
Mrs.
Grinier, please assist me in presenting the champions and coaches with certificates and a City of Grand Island Pin.
And Mrs.
Grunier will present to you the City of Grand Island, lapel pen.
First up, Becca Dinklman.
Congratulations.
Come right back here, please.
We're going to get a picture of all of you.
Harper Wissing.
Congratulations.
I'm sorry.
Madison Cole, who I believe had choir practice tonight, so she's we'll get her her shifter certificate.
Abby Dinklan.
Okay.
Jolie O'Hara.
Congratulations.
Peyton Smith.
Aubrey Olsowska.
We'll get her certificate.
Kennedy Washington.
Sadie Kemper.
Thank you.
Congratulations.
Lauren Jones.
Congratulations.
Thank you.
Lexus Hageman.
Congratulations.
Libby Loman.
Congratulations.
And Marcy Folkers, I think, is else probably it's choir practice.
Okay.
Nalia Baer.
Congratulations.
Tyra Johnson.
Lake and Dorsey.
Congratulations.
Emily Spees.
Natalie Starovska.
Congratulations.
Sarah Olson.
Bailey Williams.
Team manager, I'll announce the name, Haley Swank, but Swannick, pardon me, who I believe is absent.
Strength coach, Troy McNeil.
Athletic trainer, Mike Peterson.
Head coach, Mitch Sad.
Congratulations.
Sure.
I wish this is your chance to brag about your team.
You know, this season was a another season that uh dreams are made of.
Um there's not many kids in the world that have the opportunity that these girls have had.
Um you know, I talked to him a little about that before we went into that final game.
That there's not many kids that get this opportunity.
One, you know, playing in the state final, but two going into you know the UNL to play at a uh stadium at a place where not many kids get the opportunity to do it.
And so I'm glad my girls got that opportunity to go have some fun, play in an atmosphere that that not many kids get that opportunity to do.
And you know, this season, um, you know, besides a couple hiccups, we we took care of business the whole year, but I still think those couple hiccups really is what drove us to be where we were.
Um got us more focused, got us more driven, got us to where we needed to be at the end of the season.
So um it was just fun, and I love working with every one of these girls, and uh uh the success right now in this program is it's one of the best in the state right now, and I'm excited to be part of it.
Thank you, coaches.
I want to thank Cindy Wells, the activities director, for working with us to line all of this up.
Ladies and gentlemen, these are remarkable young women, and I think another round of applause is in order.
Thank you for being here.
Seeing the great young people we have in our city always makes us elected realize it's all worth it.
It really is.
Council, is there a motion to approve the consent agenda?
It looks like Mr.
O'Neill.
I move that we approve consent agenda items uh seven A through F Mr.
Sheard.
Thank you.
I'll second that.
Any discussion?
Please vote.
Motion adopted We will now take up our ordinances eight A.
Consideration of vacation of utility easement, JP and PC of GI third and fourth.
And before we have a presentation, there's a is there a motion to suspend the statutory rules, Mr.
Landfear?
I move we suspend the statutory rules considering this ordinance.
Thank you, Mr.
Lanfear, Mr.
O'Neill.
I second the motion.
Thank you, sir.
Any discussion?
Please vote.
Motion adopted.
Mr.
Schmitz, please present.
Thank you, Mr.
Mayor.
This is the site site of the new Woodhouse Auto.
And this is a vacation of three different eight-foot easements to accommodate the new build-out that were would be under the new building had they stayed.
Thank you.
Thank you, Mr.
Schmitz.
A motion, uh Mr.
Brown.
I move we approve ten thousand forty-eight.
And Mr.
Conley.
I'll second that.
Any discussion?
Please vote.
Motion adopted.
Ordinance A B consideration of vacation of utility easement, JP and PC of GI Lot 1.
Mr.
Sheard, motion to suspend.
So moved.
And Mr.
Hawsey.
I'll second that motion.
Any discussion?
Please vote.
Motion adopted.
Mr.
Schmitz.
The parallel the last item.
This is also to vacate a 16-foot easement on the same site for the same reason.
Thank you.
Mr.
Brown, you have a motion.
And Mr.
Lanfear.
I'm second.
Any discussion?
Please vote.
Motion adopted.
HC, consideration of amending 22-84 vending machines, 32-46, street vendors, general rules, and 3248 downtown business district streets.
I'm going to ask if there's a motion to suspend.
And there is Mr.
Lanfear.
I move to suspending the rules.
Ordinance.
Thank you, Mr.
Landfare.
Mr.
O'Neill.
I second the motion.
Any discussion.
Please vote.
Motion adopted.
Mrs.
Fisk, please present for us.
Mayor and members of council.
The city of Grand Island has had a business owner approach us, and I believe she's here to answer questions at the end of this presentation about how to lawfully operate within the city of Grand Island.
Her newly licensed business that's operating as a pedal pub.
The state of Nebraska has in the last couple years added a type of liquor license called a class Q liquor license that regulates these movable bars for lack of better words.
They fall into a regulatory gap previously between state between physical bars that have a location and never move and party buses.
So as we've started to work through some of those hurdles from where our city code hasn't really kept up to date with this new type of business.
If it tells you how long this section of city code has existed, it references vending meat or confectionaries out of a street cart.
So this regulation was originally designed functionally to make sure that people aren't selling products straight out of a vehicle and moving traffic.
A pedal pub, of course, operates a little differently.
So this regulation would allow the vending of drinks and beverages while a vehicle is moving in city streets in Grand Island that is not currently allowed.
This proposal limits it to holders of those sorts of licenses.
Right now, under our current regulations, that vehicle has to be stopped and parked to be able to vend.
In the case of a pedal pub, that is literally somebody consuming alcohol, distributing it, regulating it, watching their consumption.
So not necessarily compatible with party buses and pedal pubs the way it's written now.
And the final change has to deal with the downtown business district.
So you'll see in the packet a letter from rail side.
Because of rail side's concentrated parking and the parking districts, there's a lot of heavy regulations about parking within that particular district.
One of which is that right now you can't do business on any street in that congested parking area at all.
Designed to stop somebody from parking up all day conducting a business out of a parking spot.
This relaxation would allow somebody to conduct business on those streets as long as their business can be contained in a single parking spot.
So you can't park across four or five spots, can't cause congestion.
If your vehicle can be contained in a single parking spot, you can stay with with a license subject to those regulations for up to an hour in one spot.
This would still stop somebody from parking all day every day in a parking spot, but it would allow some flexibility to do this sort of spot transitionary business.
So those are kind of the legal changes there.
I believe uh she's prepared to answer questions about how her business would function if you actually have those businesses.
But these are the changes that would be necessary to make sure a well-intentioned business owner is not breaking laws that were not written at a time pedal pubs existed.
So if you have any questions for me, I'll take them now or after she's done speaking, um, you let me know.
Mary, did you want to state anything or just answer questions?
Okay.
Everybody knows what a couple of five kids, right?
I think so.
Yeah.
Okay.
We'll get a motion and then I see they have some questions.
Mr.
Connolly, a motion.
I'll make a motion that we approve 10,050.
Ordinance 10,050.
Mr.
O'Neill.
I second that motion.
For discussion, Mr.
O'Neill.
Um I just want to chime in a little bit here.
So I I attend the monthly uh rail side BAD meetings, and this came up at the last one, and there was resounding support unanimously across the board for this.
I just want to say that they've talked about it a lot in the meetings of how to get this going, and this is basically from my understanding is from uh South Front Street to Third Street and the ancillary streets between that.
Um overall, I know they looked at a lot of options and they seem to think this was the best option to get the the pedal pub operating in that defined area.
Okay, you have to stay between the microphones.
Uh yes, sir.
We've worked with RailSide really close just to make sure it works for everybody.
And I I did mention it to uh RailSide.
I don't think they're able to get one of the board members here tonight, but I just wanted to convey that they had a lot of support, and I know Andy included a letter in the packet as well.
So thank you.
Mr.
Hawsey.
Thank you, Mayor.
My question is probably for Carrie.
Um of the street vendors uh routinely I've seen park on Eddy Street, but they're parking in the in in the yard of a residential house.
Is that permitted under this ordinance?
Not permitted under our current regulations or this ordinance, no.
Okay, so where would they have to would the could they do it in the driveway of a residential, or do they have to be on the street?
Without knowing this, you're gonna get the great lawyer, it depends answer.
Typically, you can't conduct these businesses in residential districts at all.
And not in yards streets, so typically businesses have to stay in the business districts.
So wouldn't affect this, that would not be okay under either rules.
Okay, thank you.
Mr.
Shear, thank you.
Uh, I think this is a question for you as well, Carrie.
Thank you for being here because this sounds really cool.
So I think it's a cool idea.
Uh, just on the code and the language of it.
Are sales limited only to customers of the pedal cart, or can she sell to people walking on the street?
Most of those regulations the state liquor commission handles and does.
So we if typically, if somebody else occupies that regulation space, we stay out of it.
Her liquor license is actually this whole class of liquor licenses pretty restrictive.
So, and she can probably tell you for sure because she's jumped through all the hoops.
In my discussions with the liquor commission folks, it is on the vehicle only.
Second you step off, everything stays.
You can't even take stuff in and off the vehicle.
So, really heavily designed to make sure there's no consumption outside of that vehicle, no trash outside the vehicle, nobody walking back and forth intoxicated.
So she gets the joy of policing everybody's behavior as they drink.
So, what okay, for you then, I guess I have some questions.
Uh, because this does sound I'm super excited about this.
I've seen them in Hastings and other towns.
Uh will there be a home base for people to come, or will you be parked somewhere and people come to you?
Can you explain what the So right now we're partnering with uh Prairie Pride, and that's our meetup area.
There's plenty of parking.
Uh everybody can see us, and then they can get on from there.
Um we are permitted to sell alcohol.
We're not going to, it's not in our business plan.
Um, we're doing BYOB.
So the cooler will be on, they'll bring their alcohol with them, and then we have a driver and we have a host, and then a host will be the one who pours the alcohol.
Um so once they get on, they don't touch the alcohol anymore.
Um when they disembark, if they have a a can that's not opened, then they can take that to their vehicle, but um, it can't be opened, obviously.
So no open containers.
Okay.
I think that makes sense.
Okay.
All right.
Fantastic.
Thank you.
Mr.
Nickerson.
I ran across Mary, man, I think as maybe it was a year ago, maybe longer.
I believe it is 2023 is kind of word.
We're going back two years ago, and she was bouncing this off of me a long time ago.
And I said, you know what, we got a lot of work to do, and a lot of work has been done since then, and she's been very tenacious.
So tenacious that she tracks me down at Sam's Club.
She knows she knows my secret spots and she knows where to get me.
Anyway, Mary, kind of ex it explain again the whole concept of what you're doing, how it works.
Uh you also do it for birthday parties.
This isn't just alcohol, really.
I know you've done it on some birthday parties, but just tell us a little bit about your business, how many people are on this machine, and how it works.
You started some of that with Jack, but how it's all monitored and just help us understand.
So you can rent the bike out for two hour time slots, um, and that's for 14 people to get on the bike.
We have done children as young as six, as long as their legs are long enough to reach the pedals, they're allowed to get on.
Um we have 10 people that pedal, and then we have four people that just sit.
So there's a bench on the back, and then two spots right over the wheels that you cannot pedal.
So you can have shorter legs and sit there and be okay.
Um then we've also hosted a lot of yoga classes on it as well.
They'll come afterwards and ride downtown.
So it's not just for alcohol.
We want it to be used by everybody and utilized.
Um you get on it for two hours, and we got discounts on the bar so you can go to the local places real close.
Prairie Pride will give you a discount to go in there for food and alcohol.
And then there's also like daily dose and stuff like that, just right along the strip there.
So uh going down rail side, you can see the sculptures.
We spend a lot of time, you know, on making sure they look really nice, and so it's really nice and fun to show them off.
We like to do that.
And just rail side in general is just a beautiful place.
So we like to show it off as much as we can to whoever we can.
Right.
And this is rented for how long at a time?
Two hours.
Two hour segments, okay.
All right.
This is not the only place this concept's been used.
Jack alluded to the fact he saw it in Hastings.
What other places in Nebraska are you aware of?
Hastings, Carney, Lincoln, and Omaha.
Okay, so us we're part of the big group here.
We're joining the rest of them, it sounds like if this passes tonight, and I certainly hope that that it does.
Question for Carrie.
Uh, what was my question for oh, I think maybe Mary already answered it.
But I guess when we model the ordinance that we're looking at tonight, was that modeled after some after some of the other cities, or did we have to jump through any hoops differently, or how'd that all come together?
We had some extra regulations on street vendors in downtown parking that are unique to Grand Islands.
So this was largely just to kind of test through everything and make sure we weren't accidentally breaking a rule that folks had forgotten existed.
So every city has handled this differently.
Um Lincoln, for example, is fairly contained to the to the hay market area.
Um of the licensing and the vehicle limitations will force her to contain her business downtown.
For example, the vehicle can't go on on streets that exceed certain speed limits, can't be in highway traffic, whatnot.
So ours were just the way we're laid out makes us a little unique, but um so kind of our own beast.
Okay.
Well, you all know what kind of a party animal I am.
You just know it.
And this is actually something that I actually might like to do, not the alcohol part, but it sounds like it would be fun to uh to be part of.
And I think it's just another exciting thing for rail side and and to promote this down here, and so I wish you all the success in the world.
Please vote.
Motion adopted.
Good luck with your business.
Ordinance 8D.
Consideration to re retitle chapter 25 to pawn brokers, tattooing and body piercing, and cryptocurrency machines.
To add chapter 25, Article 3 to the Grand Island City Code entitled Cryptocurrency Machines to regulate required signage near certain machines, and to create such sections as necessary to effectuate the purposes of said ordinance.
Council, is there a we do have a motion to suspend the rules?
Mr.
O'Neal.
I move to suspend the rules for 10,051.
Mr.
Sheared.
Thank you.
All second.
Any discussion.
Please vote.
Motion adopted.
Mrs.
Fisk, please present, and then we have several other presenters also.
Mayor and council, uh, we're gonna I'm gonna do this a little bit backwards.
I'm gonna tell you what the changes are and leave it to the experts who are here to present to you to tell you the why behind these regulations.
Um as with the last set of ordinances, technology and city code don't always uh stay in sync as technology has evolved.
Grand Island has started to be home to a variety of cryptocurrency ATMs where you can literally insert money and send cryptocurrency with those cryptocurrency ATMs comes pros and comes cons.
Um of the biggest negatives we're seeing is it's another vulnerability for people to be scammed or defrauded.
So what this ordinance does is adds regulation of cryptocurrencies to grand cryptocurrency ATMs to Grand Island's city code.
Uh we've placed it in a chapter that contains other regulated industries, pawn shops, tattoos, tattooing shops, body piercings.
That's just where we organize these sections of code.
What it does in function is creates a definition for what these cryptocurrency ATMs are, requires a posted warning wherever they're hosted about the scam vulnerabilities, making sure people understand what they're doing when they're using it, and then creates a penalty if a business houses a cryptocurrency ATM without posting the appropriate warning signs, creates a process for a citation of that ATM owner, the facility hosting that ATM if they fail to put up a proper warning sign and creates a process if we have a violation issue to remove that offending machine until the violation is fixed.
As to the why, I'll turn it over and let the experts do that.
I don't know, Mayor, do you want to do that after a motion or do then before?
Uh we'll take up our presenters now.
I don't I don't see any reason not to.
Uh Gina Ragland.
Good evening, Mayor Steele, Chair Sherrard, and members of the council.
My name is Gina Ragland.
I am the associate state director of advocacy and outreach with AARP Nebraska.
Um I am housed in Lincoln, but we have statewide representation, and we have some members here in the audience tonight that many of you might know.
I am here tonight on behalf of ARP of Nebraska and our members in support of the proposed ordinance 10,050 before you tonight.
Uh ARP has long worked to educate consumers, support fraud victims, and improve fraud detection and prevention across industries, as well as as well as continue to work towards policy solutions to prevent fraud and protect fraud victims.
We believe strong consumer protections against fraud are needed as cryptocurrency used as payment for scams is a fast growing problem.
The impact of fraud on victims and their families is wide-reaching and can be financially and emotionally devastating, especially for older adults.
Older adults are disproportionately affected by fraud and scams using cryptocurrency ATMs.
And in 2024, the FBI's IC3 report received over 10,956 complaints involving cryptocurrency kiosks, and Americans reported over 246.7 million dollars in stolen funds alone.
This represents a 99% increase in the number of complaints and a 31% increase in reported victim losses from 2023.
In its most basic form, crypto ATMs are a simple way for individuals to convert currency into cryptocurrency.
Bitcoin ATMs are unstaffed machines that look like a traditional ATM and are often found at convenience stores, gas stations, and other high traffic areas.
Instead of distributing cash, they accept cash in exchange for the cryptocurrency.
Criminals, however, often impersonating government officials or businesses convince individuals that they must address an urgent financial matter, getting them to an emotional, enhanced emotional state of mind, and then directs them to withdraw large amounts of cash and put that money into the crypto ATM, which is then transferred to a digital wallet controlled by the criminal.
Today we know there are close to 40,000 crypto ATMs nationwide, over 200 in the state of Nebraska, and roughly 30 in Grand Island alone.
In early 2025, the Nebraska legislature passed the bipartisan controllable electronic record fraud prevention act, which is known as LB609.
The new law gives the Nebraska Department of Banking and Finance, along with law enforcement officials new tools to fight fraud committed with the use of crypto kiosks, as well as implement vital consumer protections for Nebraskans.
In its basic form, the law requires crypto ATM operators to one be licensed by the Department of Banking under the money transmissors licensure.
Number two, register the location of each crypto ATM.
Three, limit the transactions that can be conducted by a person in a single day.
Four, provide specific disclosures and warnings to customers.
Five, provide receipts.
Six, abide by a cap on fees.
No more than 18% can be charged per transaction.
And seven, issue refunds to customers or consumers who might meet certain conditions who have been victims of fraud.
So why do you ask a mighty tonight with the proposed ordinance 10,050?
The passage of this proposed ordinance before you tonight would add an additional layer to the protection that can be put into place to fight theft committed with cryptocurrency kiosks.
The ordinance would require all businesses operating or providing access to cryptocurrency kiosk machines on its premises or cryptocurrency kiosk industry models that use store clerks to accept the money to post a written sign to notify customers and users of the potential of fraud or scams associated with the kiosk industry.
Implementation of this protection at the local level not only provides law enforcement with the ability to have local enforcement for noncompliance, but also adds another layer of accountability and protection to ensure businesses who are providing access to the machines in their place of business are cognizant of the risks associated with scams occurring and assist with further compliance with the state law.
Also, in the packet that was provided today, there's several paragraphs about our work on fraud prevention.
I won't go into that tonight, but we do have a fraud watch network.
Education is one of the key pieces also in preventing fraud, and so I want to make it very known that we do already try to do a lot of education in that prevention aspect.
On the financial and emotional impacts of fraud on victims, I don't think it's anything new to anyone, but we do frequently hear from victims about the profound effects fraud has had on their lives.
These individuals recount how scams have caused financial devastation and emotional turmoil, highlighting the severe consequences of such crimes.
We know family members share the ripple effect of these on these households, and fraud significantly impacts our communities, and it's critical to understand its various effects.
There also are serious emotional ramifications of fraud.
Victims report feeling frustration, anger, mistrust, and sadness after experiencing the fraud, and sometimes even something as drastic as committing suicide.
The economic impact on communities is also really important to think as we talk about fraud.
The economic impacts on communities through this this type of fraud are significant and multifaceted.
The financial losses associated with these scams have surged.
According to the FBI data, the average loss to a crypto kiosk scam is more than 22,000.
That's what the average older adult spends on four and a half years of groceries, three years of health care expenses, and one year of a mortgage or rent.
That's a tremendous amount of money being sucked out of a local communities by foreign criminals.
The financial losses from these scams not only affect the immediate victims, but also have broader implications for the local economy.
As these losses can lead to reduced spending in your communities, job losses, and economic hardships for the community overall.
I also want to note we know that from law enforcement reports that the money being stolen from these hardworking Americans using these machines is oftentimes going to fund illicit activities like drug trafficking, terrorist financing, and human trafficking along with other illicit activity.
So the implementation and education of the ordinance, I think that's important.
We're here tonight asking for your support of this, but we also want to step to the table and let you know how committed we are to helping with your community in providing education to those retailers, but also the ongoing education to the members in your community.
We are fully committed to working alongside the city of Grand Island, the mayor's office, and the Grand Island Police Department to ensure education and outreach are provided to all retailers that we may would be included under its passage to help them be compliant by the January 2026 implementation date.
ARP is willing to train, educate, and coordinate our fraud fighter volunteers to make site visits to retailers with identified cryptocurrency machines to provide educational materials for retailers to ensure that all are complying and ahead of the effective date if that's what the city chooses to do.
So as a recommendation, we bec as cryptocurrency kiosks become increasingly more accessible in Nebraska and Grand Island.
It's imperative that we take proactive measures to implement consumer protections to assist residents from the growing threat of fraud associated with these machines.
So putting greater protection in place will assist in ensuring these machines are not exploited by criminals to commit fraud against hardworking Grand Island citizens.
This ordinance is a proactive low-cost measure to safeguard residents from irreversible financial harm and complementing recently passed state legislation, and it also empowers local control enforcement and education to our community to take meaningful and immediate action against fraud.
In conclusion, we have an epidemic of fraud plaguing Americans, particularly our older Americans, and we must all do our part to protect Nebraskans.
It may seem that we are in a fraud quagmire with little hope of getting out.
There's no single solution, but there are roles for each sector of our society that will go a long way to turning the tide on the fraud tsunami.
For individuals, it's taking steps to better protect ourselves and our loved ones from fraud.
For educators, it's important that we tell, train, and educate them on the signs of the latest scams and their red flags.
The industry has a critical role to play as well.
Financial institutions as well as the crypto industry must continue to innovate on fraud controls and mitigation.
Policymakers and law enforcement also have an important role in helping victims to fight and stand against the fraud crime rings, specifically limiting the damage of fraud involving crypto APTMs.
Thank you to Mayor Steele for bringing attention to this important issue and working with this and the ongoing leadership in protect protecting and preventing fraud for all citizens across the city of Grand Island.
Thank you, Chair, as well as members of the committee or the council for having me here tonight and listening to this important proposal.
And we would ask for your support and advancement of the proposed ordinance.
And with that, I thank you for your time and I would be more than happy to try and answer any questions that you may have some questions after we have a motion, but now I would ask uh Joyce Beck to come forward and make her presentation.
Good evening.
Good evening.
Mayor Steele and members of the Grand Island City Council.
My name is Joyce Beck, and I am the volunteer president of AARP in Nebraska.
I also reside in Grand Island, specifically in Ward 3.
I am here to support the local ordinance aimed at protecting the citizens of Grand Island from scams involving cryptocurrency.
This ordinance would hold businesses that operate cryptocurrency devices accountable for placing appropriate warning signs in these machines.
Recently, I took part in a volunteer effort in Omaha to ensure that proper signage was displayed on cryptocurrency devices as required by the city ordinance.
I went there in uh in I thought I would be educating the business owners about cryptocurrency fraud, but instead the business owners educated me about the fraudulent uses that they have seen.
I would like to share some of the stories that the business uh employees uh recounted to me.
One incident involved a man who entered the store with a significant amount of cash, looking extremely distressed.
He went straight to the key the cryptocurrency machine and began frantically inserting money, following the instructions that he had provided.
Several employees approached him to ask him what he was doing.
In a panic, he explained that he needed to deposit this money to quickly save his grandson.
The employees suspected that he was being scammed and encouraged him to call the police, but he refused to do that.
He claimed that if he spoke to anyone, his grandson would be harmed.
The man returned multiple times, each time with large sums of cash to feed into the machine.
Eventually, his wife came to the store in tears, revealing that her husband had emptied their savings, he had cashed in their retirement, and he had mortgaged their home all under the pro the uh pressure to provide more money.
She pleaded with the employees to open the device and return their money, but of course they couldn't do that because the money was long gone.
In another case, a woman visited a store weekly with $300 to send to her online lover.
When employees tried to intervene, she showed them a picture of the man, insisting that he was real and that he was in need of assistance.
The employees pointed to the photograph and that pointed out that it had been altered to make it appear like he was in Nebraska, when indeed he wasn't.
She insisted that the photo was authentic and that this man was real and continues to this day once a week to deposit $300.
There was also an incident with a clerk received a confusing message from the store owner instructing him to empty the cash register and transfer the money into the cryptocurrency machine for his account.
When another clerk questioned the first clerk's actions, both turned to verify the request with the actual owner who confirmed it was not him.
These incidents do not happen in New York City or in Seattle.
They are happening right here in Nebraska.
I urge you to advance the ordinance to protect other Nebraskan citizens from experiencing similar scams.
Thank you.
Thank you.
Mr.
Steve Kuzman.
Thank you, Mayor.
Steve Kuzman, I am the chairman of Home Federal Bank here in town, and I'm in support of the ordinance.
The examples she gave, unfortunately, are not isolated.
This happens a lot.
So when the when the state passed LB 609, that gave gave the you know the community tools, and this ordinance is just in support of that, 609.
Uh and and the biggest the biggest piece, I think is the signage piece.
And uh we run into that when you know when a customer comes in and wants to take out a large amount of money, we try to question them, we do question them, but you know there's a there's a line there that you you get a little personal with them and they don't want to tell you.
But this this panic that they have that she described is very real, and they're scared to death, and it happens to have the most vulnerable of our community.
And if that signage will just have them hesitate for a minute, think maybe something's a little bit off, call a call a friend, call law enforcement, call a family member.
It might save it save them from the fraud and save them a lot of money from that standpoint.
So I just want to uh thank the mayor, thank the council for bringing this ordinance uh forward.
The banking industry supported 609 and and they would support this ordinance.
So thank you very much.
Thank you, Mr.
Kuzman.
Casey Music.
Hello, Mayor Steele and members of the Grand Island City Council.
My name is Casey Music.
I'm the director of Midland Area Agency on Aging, and as an aging advocate, there is a never-ending need to continue to educate and find ways to keep our most vulnerable citizens protected from all types of fraud.
I want to express express my strong strong support for the City of Grand Island to consider additional local protections and oversight measures related to the cryptocurrency kiosks.
Well, Nebraska recently enacted the legislative bill 609.
It does provide important statewide safeguards such as licensing, trans transaction limits, and required fraud warnings.
There remains a clear and a clear need for local measures to further protect our residents, especially older adults and vulnerable consumers.
Across Nebraska and the nation, cryptocurrency kiosks have become common tool used by scammers to defraud and suspecting individuals.
Victims are also pressured, often pressured by impostors imposing as government agents, law enforcement, or family members, and directed to deposit cash into the machines to resolve fake emergencies or debts.
Once the funds are transferred to crypto cryptocurrency, the recovery is nearly impossible.
Grand Island can help prevent these crimes by adopting a local ordinance that builds upon the state law to ensure stronger consumer awareness and accountability.
Potential actions could include requiring visible and standardized fraud warning signage at all kiosk locations, requiring registration or permitting of kiosks with the city clerk's office and collaborating with local law enforcement and community organizations to track complaints and educate residents.
These additional steps would provide an extra layer of protection for our citizens, helping stop fraud before it happens and enforcing Grand Island's commitment to public safety and consumer protection.
I respectful respectfully urge the city council to direct staff to explore and draft ordinance modeled after the efforts being considered in Lincoln and other Nebraska communities to ensure that the cryptocurrency kiosks are operating within Grand Island do so responsibly and transparently.
Thank you for your continued dedication to the safety and well-being of our community.
I appreciate your leadership in addressing this emerging issue and protecting the residents from financial harm.
Thank you.
Division Chief Jim Jim During Good evening.
Thank you, Mayor Administrator, and members of the council.
Most of you know me, I'm Jim During.
I'm the division chief of operations for the police department, and so I'm going to spend my short time here just telling you how this affects our community.
Over the past calendar year, there has been just over $307,000 of reported loss to cryptocurrency scams in the city of Grand Island.
Now, when you keep in mind that the Pew Research Center estimates that only about 42% of the public reports their losses to the police, that number becomes quite a bit larger.
Uh so you can see that that does affect a broad scope of our uh community.
The average age of the victim is just over 52 years old.
So again, it affects a broad scope of our community.
Uh but more important than what has been lost, I think is what hasn't been lost.
So I'm going to read an excerpt from a report taken by Officer Bru Broy on one of our night watches in April of this year.
Uh the excerpt from the report has been redacted only to protect the privacy of the victim, but I think it'll demonstrate why uh an ordinance like this is important.
The victim provided that she was requested to take out 2700 in cash.
The victim advised that she went to her bank and withdrew 2700 in hundred dollar bills at 3.15 p.m.
The victim then advised that she was told to go to get in split in Grand Island.
The victim advised that she was on the phone with the person the whole time.
Once at the getting split, the victim went to the Bitcoin machine.
The victim provided that she observed a scam warning on the Bitcoin machine.
The victim advised that the person on the phone told her not to pay attention to the warning.
The victim provided it was at this moment she realized she was being scammed.
She then hung up the phone and advised that she was not out any money.
That is the purpose of this ordinance, and that is one prevented crime.
We hope to have many more.
Thank you.
Thank you.
Division Chief During.
Mr.
O'Neill, do you have a motion, sir?
I move that we approve ordinance 10,051.
Mr.
Lanfeer.
I second.
Thank you.
Discussion.
Mr.
Nickerson.
This will be for Carrie, I guess.
We talk about an appropriate warning sign.
I'm curious what is an appropriate warning sign?
Uh a lot of that is regulated out by the state now that the state has taken over some of the regulations.
There are some specific warnings there.
To be honest, there are some types of signs that we regulate down to the fonts and the materials it's printed on.
In these particular cases, because these machines are stored in a wide variety of places, locations, and visibility, we didn't want to over-regulate them out of visibility.
So an appropriate warning sign will be one that clears these basic hurdles and complies with those state regulations.
That may be different for each business and type of machine, though.
Is this an external sign that's on the machine, or is it part of the program process as you're making a transaction that comes up to warn you or at least question what's going on?
Do we know how these signs, what part is it?
This will be the city code will regulate an external sign.
State regulations require some warnings to show up on the screens.
So ideally somebody will get two rounds of warnings.
Okay, so we'll have an exterior.
And I how big do these signs have?
You again, you say you don't want to regulate, but you can't have little teeny tiny font.
So it has to be plainly visible and readable.
So that again, that may vary wildly depending on where the machine is located.
Um it has to be at least 18-point font and conspicuously posted.
So that is as far as we've gotten granularly.
Again, that may that may vary wildly depending on where the machine is located and how it's stationed within a store.
Um so and the person or persons responsible or the the owners of the machine?
There are multiple tiers of responsibility.
Uh ideally speaking, it's gonna fall on the owner of the machine.
Um, but the reality is sometimes that falls on the property owner who allows the machine to be placed in their business, the manager of the franchise of the store.
So ideally the police department will look to the person who's most able to fix it.
Um and at some point in time, if I place one in my store and I allow it to be placed without the appropriate warning signs, it's as if I did it myself.
So similar to a lot of our other um codes guided at health, safety, and welfare, the person in charge of the machine, whoever they find is gonna be on the hook.
So ideally a store owner, if they have an irresponsible tenant renting this Bitcoin ATM will fix the problem themselves so it doesn't become their problem.
So a question for Steve while he's here, he's already been up, so I just wanted to ask him a quick question.
Does home federal have a cryptocurrency machine or a machine that has that capability?
Okay.
All right, but but if you did, how would you know?
How would you go about making sure you had the right signage?
Well, I don't think we would have one actually, but uh the I mean it would just be a warning to folks to and and you can and I like you know the idea of putting it in the screens, hey, be careful, that type of a thing.
But that that isn't something that uh I actually the banking industry is into is a crypto machines.
That's outside the banking industry.
Okay.
Very good.
Thanks.
You bet.
And again, to your point, Carrie, is the police going to review these to make sure there's 30.
Does someone said we have 30 machines in town here already?
I think like most code violations, some come to them in the form of complaints, sometimes they spot them while they're investigating it.
So my guess is it'll be a variety of different ways violators come into their attention.
Um I don't know if they're we do we do not have and are not building at this time a permitting system where somebody have to apply for one of these permits, so it'll probably be reactive enforcement um at least at the beginning.
Just you know, as much as we heard tonight about the importance of informing people and making them at least think about what they're doing, there's still going to be that group of people as as we already heard tonight, are just scared.
And with the advent of AI, it's gonna get worse because you're really gonna be convinced that this person is the person that isn't really the person, and that's what makes me nervous.
And I I've thought about this a few times.
What would I do?
My wife just came back from a two-week trip in Ecuador, Peru, and all if I would have got a call from her, someone that was pretending to be her, you know, how would I know?
How would I get through all this to know?
Now I know the cryptocurrency part of it would be that that wouldn't make sense.
So that that would be the red flag for me.
But you know, people are going to be duped in many, many ways.
And when someone's thousands of miles away and you think that they're hurt, you're gonna take action.
How am I going to know?
So it's going to get tougher.
I think it's going to get tougher.
This to me, this seems like a little voluntary way of okay, it you made an ordinance, it's by complaint only.
If nobody sees it, nobody questions it.
So there's really no teeth in it.
So that that bothers me with that, because a lot of our code compliance is by complaint only.
We've got we've got the ordinance, but there's no way to verify that that's been done from what I'm hearing from you tonight.
They may encounter, I mean, in the normal course of business, uh police departments in a lot of these stores that house these, so is the sign there, isn't sign not there?
It doesn't take a ton of investigatory work for them to do so.
They may just encounter them as well.
Um so I think it'll be kind of a mix of a mix of issues.
If they're there, for example, in the in the case uh Mr.
During referenced, they would be able to do that enforcement right then.
So will we have somebody going business to business inspecting every single one once a week, not at this time?
Are they likely to encounter them probably on a daily basis?
Yes.
So I just don't want to overpromise enforcement that I don't know that they're and I'd like to hear from Jim on that too, because he uh, you know, we're let's say we're talking 30 machines, and that I'm assuming we know where those machines are.
From a police standpoint, to make sure this is right, it it doesn't, even if we had code compliance do it, but they're already out everywhere.
What do you think about all of that?
The main thing is having the regulation in place.
We deal with all kinds of items under regulation, uh gaming machines, liquor machines, tobacco machines.
Uh having it in place gives us all kinds of options.
Um she said it best, as we come across uh complaints.
Uh so we took roughly 25 complaints last year.
That's a good time to check and make sure that the machine is in compliance.
Uh but it also gives us the ability to uh put together a uh uh special operation and go check the machines, make sure that they're in regulation uh to at least enforce it if we find out that one isn't in regulation.
It gives us the tools to at least take care of something.
Without that, yeah, we can we can't do anything with it.
So I I'm not worried about how to enforce it.
I'm worried about being able to enforce it.
And that's the this is the starting line for that piece.
Okay.
That's fair enough.
But it just seems like if it's if we're really concerned, we would want to make sure it at least on one day, we've I can't imagine somebody's gonna put it on and take it off.
I mean, once it's on, there more than likely it will stay.
So yeah, we want to make sure that they're they're good.
And from an AARP standpoint, appreciate those of you that are here and all of you that spoke.
We can we can jump through every hoop possible to try to make things as foolproof as possible to warn people, and we know that we're not gonna solve everything.
So I would just advocate again that you would do everything in your power to educate, and I know that on the news, a lot of times every time somebody's been involved in another fraud, I see it on the news of the night, and that's important.
Get it out there so people know that, oh no, this happened again.
And hopefully that registers with somebody.
But anything that we can do from an AARP and all the rest of you and your different worlds, we continue to educate people that don't fall for this or question this and and give them direction what to do.
Ms.
Waglow.
Thank you, Councilmember.
Um, and I would say again, I in my testimony, which was a book long, I apologize for that.
But there is information in there on our Friday watch network.
We do have representatives in the audience who are fraud watch volunteers.
Um we also have Jess Kinzer behind me who is the in charge of our fraud watch and people across the state, but we also have our national uh fraud watch network.
And I would say, in in addition to the questions about the compliance piece, and that's also kind of part of our intervention.
I hate to bring up another city, but I'll use Omaha as the example because that's really where the auspice of this ordinance came from.
It passed in Omaha last November.
Um, and Douglas County Sheriff Aaron Hansen actually then partnered with ARP.
We had volunteers that we trained in in a fraud fighter format of volunteers, and then we divided up the ATM, the places that we knew, the retailers.
Um, our volunteers had the training from the Douglas County Sheriff's Office about how to provide the input on this, what's the signage, the education, and actually visited locations across Omaha that had those inside.
Um I will tell you there were 77% of them had the signs up by the time that they were required to do that.
Um, and again, you heard from Joyce some of the stories about what she heard from the store owners or clerks behind the desk.
Um, but again, I think that that's something we would offer to you also.
We would be more than happy, we don't want to just see this pass and then be complacent.
We have people here that were willing to go out, um, of course, through you know, however, you want to do that, or you know, the the police department wants to do that, but we do have volunteers who could do that.
Um, we also do press releases, we have uh different things.
We try every way possible to do education.
Um, we do in-person events also, we do teletown halls, webinars, mailers.
Um always open to new ideas, but this is a very important issue to us, and as you've seen from the discussions we've had, older people are targeted more often.
Um younger groups are the ones that are actually reporting more than our young our older populations.
Um, but the numbers of complaints that are coming back, the number of fraud is actually higher for our 60 and older, which again, why not pick an older person who has a retirement account, um, you know, and that those life savings that go along with that.
So I appreciate your your conversation and your question and probably your concern.
Um, but we do stand very much ready, and we've told Mayor Steele that we want to be part of however this rolls out in the next steps that we have.
And I believe that.
Let me ask you a quick question.
Those those machines that you saw and saw the sign, was it visible?
Was it something that got your attention?
Yeah, I mean, and I'll talk from the perspective of Omaha, you know, there's no specifics, it has to be a you know, a fixed right at a certain place, it has to be visible, and you have to be able to read it.
Um there were a couple places I think they had it on the side of the machine, and so our volunteers said, eh, that's really not you need to move that, and they did it.
Um so I think for the most part, again, we've talked about the state, the state law, there's already it's kind of an overlap, but this is just an extension where you as a local community can put another piece of that of helping people understand, you know, that stop and pause.
You know, you talked about Susan being over wherever uh vacationing and calling you, those those calls happen all the time, whether it be the grandparent scam or whatever it might be, somebody impersonating through AI.
But the one thing that we always tell people is if you don't know if it's really them, hang up the phone, stop and pause, then pick the phone back up, and then you call her back to verify whether or not to do that.
And that's probably one of the hardest things for people is that stop and pause before you act, because none of us, you know, you how many of you have gotten the DMV text about you you owe a toll road um fee, or you know, you have an unpaid parking ticket, those kinds of things.
I mean, most of us as good citizens don't like to receive those and that we immediately be kind of panic.
So it's all these kind of situations, but I think most importantly, it's helping people understand there is nothing that is so immediately emergent that has to be taken care of at that point in time.
The other thing is hang up and call the bank, hang up and call law enforcement, hang up and and talk to somebody that you trust that can help walk you through that.
Um, sometimes it's easier said than done, but those are all part of the things that we do when we try to do that education, and not just to older adults, but the whole community and our whole state.
All right, very good.
Thank you for everything that you do too.
Thank you.
Mr.
O'Neill.
Uh working in the technology field, I hear about stuff like this quite a bit.
Um, and usually sometimes many times too late.
Um, the technology's advanced a lot, but human behavior is not really changed.
However, it's allowed scammers to operate in a lot more sophisticated manner than what they used to.
And there's a lot of patterns of behavior, I think we're kind of mentioned tonight as well, where they typically try and instill a sense of urgency in a vulnerable person that they can find.
Um I'm fairly well connected to the local banking community and kind of add on to what Mr.
Mr.
Kuzman said.
I've talked to a lot of banks about this in similar situations, and I asked how often this happens, whether they're changing bank accounts or looking through things like that.
And many of them say on almost daily basis.
And most accounts you go to, you see the warnings even when you log in on the site.
Um this is a really important safeguard.
I'm very glad to support it.
Um I think it's necessary, at least a good first step out there to help protect more people.
Mr.
Hawsey.
Thank you, Mayor.
Uh as a council member, I've I've been called at least three times, and I'll just three stories that I remember.
Um what I would say on one on one of them, uh, I took the the citizen down to the police department and and division chief During uh met with her and kind of tried to talk her down off uh, you know, and so the police department did a great job of just trying to talk with the citizen and trying to talk them out of, but they're not always willing to be talked out of it.
And so um this is you know, as much as I support the ordinance, this is just one more tool to help stop it.
Um in one case, another case uh a postal employee stopped the money order from being purchased by a 90-year-old, you know, and and in the third case was a banker that stopped them.
Somebody was in the bank and was trying to take out a lot of money.
These calls come to council members, you know, and there's very little we can do, and this just gives us maybe one more tool that we can help with.
And so I support the ordinance because this problem is real and and it's it's severe.
So anything we can do to help is that's what we're here for.
Mr.
Sheard.
Thank you.
Uh I support this.
This is any time we can put messages out, marketing.
It's it's my world, so I know words and and and marketing has uh power.
So uh I uh thank you all for coming and speaking and and being a part of this.
A couple questions.
$500 a day, Carrie.
Um that's what I read in the packet that it's $500 a day.
Is there any escalation possibility for that?
Um we have a series of other city codes that are built that if you have a chronic nuisance of any sort, we eventually have the tools to remove the nuisance.
Okay.
So um ideally we never get there.
Ideally, the first warning before a ticket's ever issued is effective.
Um, but if we have an intentional violation, we have other tools already here.
And uh did I hear you say this earlier that there's no registration process for these machines?
The new the new pieces of legislation, and they can correct me if I'm wrong, have started to create this process.
We don't have a city permitting for these types of businesses.
So state does have some regulations at the city level.
We're not at that place yet to be able to do a city basically.
We know we have 30 or approximately 30.
I think you've hit the nail on the head right there.
That's the problem is we don't know how many for sure there are because right now all you can do is a Google searches.
Um you can try and Google searches, or you can go to a certain um industry's website and find them by zip code.
Um, but there is really not, and that's kind of the reason why we came with the licensure and the registration piece for the department of banking.
Um, and to your ask about showing where they are, there is now a tool that they're putting together through the Department of Banking as a requirement under the Money Transmitters Act.
Every machine in the state of Nebraska will have to have a licensure, and it has to be reported to the Department of Banking.
Um that's not been put out yet.
Um we haven't actually had a discussion with the Department of Banking of what that will look like.
I know you can do a search on the banking department's website to find something, but the at this point that's still kind of all in development.
Um the state law did go into effect in September, so there I think they're playing a little bit of catch-up, but I think it's you you hit that's the whole point of why this is so important, is so people can we can figure out how many there are.
Um, you know, tonight we talked about specifically the machines.
There's other ways that this is also happening that maybe eventually we need to look at through the virtual side where it's the exchanges are going on, not actually at the machine, but through at the counter type of um so there's there's a lot more, and I think it's moving the goalposts every time we think we've kind of got a grasp, then you know, they're smart enough that they're able to move things and change it again too.
But again, to your point, there's not a specific tool.
There will be, and it I think it will continue to be um, it will continue to improve through the Department of Banking, but right now they're in that's in development.
Uh Kerry, is there a way to enforce these in English and in Spanish on the signage?
And right now, under the current regulations, any store could put it in both languages.
We have not mandated it in both, but we could come back if that need if that's in need you guys would like and add that requirement.
Um I didn't, to be honest, never that didn't occur to me as it maybe should have just given our population.
I think that no matter what language you speak being frauded is probably not a good thing.
And if these things work in English, maybe they'll work in Spanish as well.
So I would like to see us consider that in addition.
Um otherwise, thank you all for your work on this.
Mr.
Still.
Thank you.
Thank you, Mr.
Mayor.
My mind's just going all over the place on this.
Um we're voted in the office to serve and protect the people.
Why should we even want to allow these machines?
I I understand you think you can stop it by putting a sign up.
But look at when the seatbelt sign first came out, everybody ignored it.
And also, I'm I'm kind of thinking maybe I'm coming from the old school, but I think maybe we should just outlaw them and not allow them.
That type of regulation the state has handles through the banking and finance department.
The city doesn't necessarily have the ability to regulate that at that granular level.
This is pretty close to the max regulation we can do at the local level.
Um this the legislature would have, or the federal government would have to handle a ban on this type of machine altogether.
And this this sounds a little bit like the days of the bootleggers, you know, and um you had the stills out in the farms and stuff like that, and you're bootlegging whiskey, and you couldn't control that.
So uh I don't know if we can control this.
We can pass laws on that and put signs up, but I don't know what that's gonna do.
That's just my thoughts.
Thank you.
Mr.
Pollock.
Yeah, Kerry, to touch on Mark.
If it's too much of a hassle to deregulate these machines and let them come into town, would it be possible to register each machine to its owner and the place of business that it's located at?
The state regulations will eventually do that once they get those operational.
Um, so that that's something the state will handle there.
Um that would solve a lot of the problem.
Once they get once they get their system operational, it it will help.
None none of these regulations will prevent things or fix things.
No, nothing.
If we can stop one in a hundred, it's one of the things.
Nothing's gonna stop.
There's too many people that are really good at scams.
Thank you.
But it's nice to hear that AARP is willing to bring its fraud fighting squad to Grand Island.
So that's an affirmative, right?
I appreciate that.
And I appreciate all of you for being here tonight.
And I appreciate it.
You'll have to you'll have to come up to the and you'll have to uh state your name since you didn't sign up to speak.
So tell us your name.
My name is Judy Williams, and I live here in Grand Island now.
Uh I just want to share that we have, and you may not be aware of it, but AARP, we have a group here in town called uh our community action team, our CAT team.
And most of these, if they're not from Lincoln, then they're part of the CAT team.
And we have events right here in Grand Island.
In fact, our last one is tomorrow at the library on home extension or home uh now I'm just going blank.
Home extending exempt homestead exemption, thank you.
Thank you.
Because so many people few people know about that.
But I want to share.
Uh our team meets monthly, and our goal, we've already set it for 2026, and it is uh taking working around this the scams that are going on and educating hopefully our older adults along with younger adults too, because everybody of every age is being affected.
And I've had friends myself that uh I've watched them talk about their mom or dad or somebody who's already been scammed out.
So again, may not prevent it, but just slowing it down, preventing one from happening.
Thank you.
I think your education piece is vitally important.
And that's the focus, and we're looking at from all angles.
Thank you.
Please vote.
Motion adopted.
I want to thank all of our wonderful turnout of people who are interested in public policy matters like this.
I want to thank all of our speakers who came here tonight, because now the last thing on our agenda, the council will probably decide to go into executive session.
So 9A.
Executive session to authorize city attorney to execute waiver on behalf of the City of Grand Island.
Is there a motion to adjourn from our regular session and go into executive session?
Mr.
Shear.
Thank you.
I move that we move to executive session.
Mr.
O'Neill.
I second that motion.
Any discussion?
Please vote.
Mark.
Mark, can you vote?
Motion adopted.
We are going into execution.
I didn't quite understand that.
It sounded like a very favorable arrangement.
And I I never got that.
Yeah.
So thank you.
That clears everything up.
Thank you very much.
And Mrs.
Nonhoff, if you have something to add, please proceed.
I was going to let Mr.
Pools know that that amount comes right out of Chapter 16, Section 1005 of State Statute.
This is beginning October 1, 2025.
Each police officer shall contribute to the retirement system a sum equal to 9% of his or her salary.
And prior to that it was 7%.
So these numbers are actually set by state statute.
Back to you, Mr.
O'Neill.
I move we approve item 8D.
Mr.
Sheard.
Any discussion?
Please vote.
Motion adopted.
8E.
Amendment to authorize financing for solid waste improvements expansion through public markets.
Mrs.
Nonhoff.
We need to suspend the rules, Mr.
Hawsey.
I would move to suspend the rules on ordinance number 10047.
Mr.
O'Neill.
I second that motion.
Any discussion?
Please vote.
Motion adopted.
Please proceed, Mrs.
Nonhoff.
Thank you.
This ordinance is to amend the bond asked to 9.9 million that the City Council had previously approved for the solid waste transfer station at 9 million.
And Finance Department is asking that you increase the amount from 9 million to 9.9 million.
Grand Island City Council Meeting - November 4, 2025
The Grand Island City Council convened on November 4, 2025, to address routine administrative matters, celebrate local athletics achievements, and deliberate on two significant regulatory ordinances regarding mobile beverage operations and cryptocurrency fraud prevention. The meeting featured testimony from community members, business owners, and advocacy groups, culminating in the approval of ordinances to support a new pedal pub business and install mandatory fraud warning signage for cryptocurrency kiosks.
Consent Calendar
- The Council unanimously approved the consent agenda items (7A through 7F) on a motion by Councilmember O'Neill, seconded by Councilmember Shear.
Public Comments & Testimony
- Northwest High School Girls' Volleyball Team: Coach Mitch Sad and the team received certificates and pins. Coach Sad expressed gratitude for the opportunity to compete in the state final and at the University of Nebraska-Lincoln stadium, noting that "hiccups" during the season helped drive the team's focus and success. Councilmember Steele expressed support for the team, stating, "Seeing the great young people we have in our city always makes us elected realize it's all worth it."
- Mary (Pedal Pub Operator): Mary testified in support of her business, explaining it serves as a social venue for birthday parties, yoga classes, and BYOB events for up to 14 people on two-hour rentals. She expressed a desire to partner with local businesses like Prairie Pride and emphasized the non-alcoholic nature of the rental itself, with alcohol service limited strictly to the onboard host to comply with regulations. She noted the business model is used in Hastings, Carney, Lincoln, and Omaha.
- AARP Nebraska (Gina Ragland & Joyce Beck):
- Gina Ragland, Associate State Director, expressed full support for the cryptocurrency ordinance, stating, "ARP has long worked to... improve fraud detection and prevention." She presented data indicating a 99% increase in cryptocurrency kiosk complaints from 2023 to 2024, with average losses exceeding $22,000 per victim. She advocated for the ordinance as a "proactive low-cost measure" to safeguard residents.
- Joyce Beck, AARP volunteer president, expressed strong support by sharing specific victim stories, including a man who cashed in retirement savings under duress and a woman sending money to an online romance scammer. She urged the Council to "advance the ordinance to protect other Nebraskan citizens from experiencing similar scams."
- Home Federal Bank (Steve Kuzman): Kuzman expressed support from the banking industry, noting that scams on the "vulnerable" are rising on a "daily basis." He stated that warning signs are crucial to force victims to "hesitate for a minute, think maybe something's a little bit off" before acting.
- Midland Area Agency on Aging (Casey Mucic): Mucic expressed strong support for additional local protections, arguing that state law alone is insufficient and that Grand Island must take "meaningful and immediate action" to protect residents from the "growing threat of fraud."
- Grand Island Police Department (Division Chief Jim Duran): Duran testified regarding the community impact, reporting over $307,000 in losses last year. He expressed strong support for the ordinance, citing a specific recent case where a warning sign on a machine helped a victim realize she was being scammed and prevented a crime.
- Judy Williams (AARP CAT Team): Williams expressed enthusiasm for the partnership with AARP volunteers, stating, "we do have volunteers who could do that" to assist with education and compliance checks in the community.
- Councilmember Mark (Member of the Council): Mark expressed doubt and opposition to the concept of allowing cryptocurrency machines in Grand Island. He stated, "Why should we even want to allow these machines?" and suggested that the city should consider "just outlaw them" entirely, though he acknowledged this is beyond local jurisdiction.
Discussion Items
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Pedal Pub Ordinance (10,050):
- City Attorney Carrie Fisk presented the ordinance necessary to legalize moving bars (pedal pubs) under a new Class Q liquor license, which previously created a regulatory gap for the city. She explained the proposal limits sales to licensed operators, requires vehicles to remain within a single parking spot to avoid congestion, and mandates that the business be contained to one spot for up to an hour.
- Councilmember O'Neill and Councilmember Nickerson highlighted the resounding support from the RailSide Business Improvement District (BID), noting the proposal creates a defined zone from South Front Street to Third Street.
- City Attorney Fisk clarified that vendors cannot operate in residential yards and must stay in business districts.
- Councilmember Nickerson praised the operator's tenacity and versatility of the business model.
- Councilmember Shear expressed approval, calling the idea "cool" and supportive of promoting RailSide as a destination.
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Cryptocurrency Kiosk Ordinance (10,051):
- City Attorney Carrie Fisk introduced the ordinance to add Chapter 25 to the City Code, requiring businesses hosting crypto ATMs to post written warnings about fraud vulnerabilities. She explained the ordinance complements state law (LB609) and creates a penalty mechanism for non-compliance.
- Councilmember Nickerson inquired about the specific requirements for "appropriate warning signs." City Attorney Fisk clarified that signs must be visibly clear, at least 18-point font, and comply with state regulations. She noted that while the state handles screen warnings, the city will mandate an external physical sign.
- Division Chief Duran testified that the ordinance provides the legal "starting line" for enforcement, allowing police to issue citations and remove machines if not compliant, currently relying on a mix of complaints and officer observations.
- Councilmember O'Neill expressed concern about the lack of a proactive permitting system or a way to verify compliance across all 30+ machines, noting that current enforcement is largely "by complaint only." City Attorney Fisk confirmed there is no current city permitting process but noted the state is developing a licensing registry.
- Councilmember Hawsey expressed support, sharing personal anecdotes of intervening in scams, stating, "this is just one more tool to help stop it." He acknowledged that while some victims cannot be talked down, the ordinance provides a necessary safeguard.
- Councilmember Shear expressed support, citing the power of marketing and the necessity of the message to stop and pause. He inquired about Spanish language requirements, and City Attorney Fisk noted that while not currently mandated, the city could add that requirement in the future.
- Councilmember Mark reiterated his stance that the city should not allow these machines at all, suggesting a ban is more appropriate than regulation. Councilmember Pollock noted that while nothing will prevent all scams, any reduction is beneficial.
Key Outcomes
- Consent Agenda: Approved unanimously (Motion by O'Neill/Vote Adopted).
- Ordinance 8A & 8B: Approved the vacation of utility easements for the new Woodhouse Auto site (Motion by Brown/Vote Adopted).
- Ordinance 10,050 (Pedal Pubs): Approved the amendment to vending and street vendor regulations to allow licensed pedal pubs to vend while moving and operate under specific parking constraints in the RailSide district. (Motion by Connolly/Vote Adopted).
- Ordinance 10,051 (Cryptocurrency): Approved the addition of regulations for cryptocurrency machines, requiring visible fraud warning signage and establishing penalties for non-compliance. (Motion by O'Neill/Vote Adopted).
- Executive Session: The Council voted to move into executive session to authorize the City Attorney to execute a waiver regarding police officer retirement contributions (Motion by Shear/Vote Adopted).
- Solid Waste Financing: The Council approved a motion to suspend rules and proceed with the amendment to authorize financing for solid waste improvements, increasing the bond amount from $9.0 million to $9.9 million (Motion by Hawsey/Vote Adopted).
Note: The transcript contains conflicting timestamps regarding the start of the meeting (1:00 PM in the prompt header vs. 7:00 PM in the actual spoken text). The summary reflects the spoken time of 7:00 PM.
Meeting Transcript
Welcome to our meeting. The date is November 4, 2025. The time is 7 p.m. This is an open meeting of the Grand Island City Council. The City of Grand Island abides by the Open Meetings Act in conducting business. A copy of the Open Meetings Act is displayed in the back of this room as required by state law. The City Council may vote to go into closed session on any agenda item as allowed by state law. At this time, I ask that you stand and join us in the Pledge of Allegiance. Thank you. The City Clerk will now perform roll call. Council President Sheridan. Present. Councilmember Stelk. Present. Councilmember Conley. Present. Councilmember Nickerson. Present. Councilmember Brown. Present. Councilmember Hazie. Present. Councilmember Mendoza. Present. Councilmember O'Neill. Present. Councilmember Pollock. Present. Councilmember Lanfear. Present. And Mayor Steele. Present. Also present are Jill Grenier, the City Clerk. Patrick Brown, the City Administrator, Carrie Fisk, the City Attorney, and Keith Kurtz, the public works director. Individuals who have appropriate items for City Council consideration should complete the request for future agenda items form located at the information booth. If the issue can be handled administratively without council action, notification will be provided. Council members, would you like to remove any of tonight's consent agenda items for additional consideration? If you did not sign up to speak on an agenda item, please come forward, state your name, and the agenda topic on which you will be speaking. It's the heart, the belief, and the way you compete for each other. Even when the game got tight, you never lost confidence. You stayed together, trusted your preparation, and finished the job in the seventh inning. That's what champions do. Coach Sad, your leadership and calm has helped build something really special at Northwest. And to the families and fans, thank you for showing what community support looks like on the statewide stage. Three titles, three state championships in four years, is something few programs ever experience. Enjoy this one. You've earned every bit of it, and you've added another proud chapter to the Northwest legacy. And to our city's story of excellence. We're proud to have you call Grand Island home. Mrs.
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