So um thanks very polling to or our uh study session for May 12th.

It's my brother's work that's on the six uh briefly on the and uh we only have one thing on the agenda.

Well we have to work this too.

Um the only uh item staff presenting on our agenda tonight is Oregon moderate intel remote loan program.

Yeah, thanks very much your did you want to do okay?

Yeah, man.

Josie Daniel, assistant city manager.

I'm here with our development project manager Nanny Bird.

Uh as you know, we've been talking about mural for several months now.

This will be council's third uh discussion at the body stuff discussing it together.

And if you recall back in the March 17th meeting, uh this is essentially a continuation of that session that you all started.

Um I was directed to receive a number of questions from our council members, and then provide responses to the questions as best we could uh through talking to the state as well as our neighboring jurisdictions and those that you knew were pursuing the mural program have pursued the mural program are thinking about it.

So uh I can say pretty strongly and with a lot of confidence that um we both nanny and myself together are probably one of the two most informed people about what's going on in the state with the world.

We've talked if you see the list in the staff report of the number of jurisdictions we talked to.

We have not been taking any of this lately, or just saying our opinions based on nothing.

Um we've we have followed up with our our thoughts and concerns and tried to give you answers to your questions.

So with that, I know we have a presentation that looks like it's up there, uh, but really this is about going over the questions.

So um if you would like, we can go I don't know if it's necessary.

This could be just go right back in discussion.

We can go through the questions one by one uh with you all if or we can just play by here if you have questions about some questions and answers.

Are you saying the presentation is pitched as questions one by one?

Or I would ask um Nikki to pull up the sound report we can go through the matrix.

Yeah, if you want to do that way, we can so I don't know what people think.

Do we need to go through the answers one by one?

Or people feel pretty comfortable with them?

Yeah, I don't need to go one by one, but I do have some general some of the questions was only answered by staff.

The reason why OECS didn't answer those questions.

Yeah, you have questions about specific uh answers where those came from, how this came to be we can go into those, but uh none of them are just like staff's opinion, those are typically uh built from talking to ACS within this last round.

The questions that you need us or in previous discussion in contact with them for a month.

Um and also some of the responses are reflective of our conversations with other SJs sponsoring frustrations that can be done the program.

Um had their own experience with OECS or given us some their experience with working through the program as they have as far as they have to.

So um yeah, hopefully that helps answer your question.

based on the the questions that you gave us or in previous discussions because we've been in contact with them for a month um and also some of the responses are reflective of our conversations with other SJs sponsoring jurisdictions that can either done the program um have their own experience with OHCS or given us some their experience with working through the program um as they have as far as they have to want to so um yeah hopefully that helps answer your question council I think one of the most the things that jumped out at me most and maybe you can shed a little more light is the fact that Tillamook which is the only jurisdiction through uh that was supposedly leaving the charge is on hold yeah talk a little bit about that yeah absolutely um good question so thanks to Manny we got uh finally to connect with the TillMo County uh last Friday so very recent and we similar to you probably you also heard that uh C4 unless there's next OECS where this Tolomo County was that one that was for the South there the one that stop develops when it comes to Rome.

Our discussion with their community development director uh who's also building official and that's oversees their housing vision basically they they created a resolution so they don't have they can create a resolution and it gets more complicated when I talk about it but essentially if you enact a resolution you can accept projects but you kind of need an ordinance to also figure out what the project criteria is that you'd want to judge those projects on.

So they got into this they're currently in this cycle of they have a resolution they've already accepted a project now they're kind of backpedaling to go oh we need to do an originating ordinance to basically clarify what we want the program to really be the criteria to be and also they have a number they have a number of questions that have not been answered both from a county assessor as well as from their community development director about some liability issues when it comes to delinquencies and it's okay for me to say Joseph they actually provided the staff report that their staff um sent to their council um explaining the reason for the pause and we have printouts of that that we can provide to you as well public record um so I think we should have those out yeah literally this is all just happened recently so it's all random we have really thought in that conversation that we're gonna hear a lot more like oh yeah you know here's the check we've done this check and then this IgA we've got this question figured out um but it was the complete opposite it's interesting because you mentioned C4 and that uh president and I were both at C4 anybody else I don't know you were there yeah that's my thought um they did mention Tillamov who didn't believe when they were asked about who is doing it Tillamuk was kind of the only answer they gave whereas when Mark Gambl spoke to us in January he had met with them and he had said that he told us them five or six or seven we were one of seven or eight jurisdictions that were looking into so that being I would not them being the state them being OHCS yeah them being OHCS had told rep Gamba that there were seven or eight jurisdictions looking at it um but they included us and we knew we were in a very preliminary state um so I mean that doesn't speak uh well for the uptake of the program that could gone for January's really all they still we're you're where you're in so and that would be some whole who's big has been a speech part who's bay is pastor that's kind of scene they're still working through you pass merged originating ordinance you negotiate your ITs at the county assessment and you establish your project criteria and your application process work with that my understanding is Kuzbay is kind of still in that we're setting up a new program phase.

Exactly Kuze has they have adopted a origin ordinance essentially the sampling um now they're trying to figure out what their criteria is going to be really who's going to implement so I think when I mentioned I don't know if it was just to you mayor or to castle at large but the whoever is working trying to build a consortium um based on their CDD business development it's like a it's kind of like an SBDC sorts uh there they do a lot of loan products a lot of underwriting so they're working with them as well as a gentleman by the name Stevie Brooks who's I based in Portland who I've worked with in the past who's done some uh finance review and some you know a finance increment just finance person in general who's also part of that consortium so they're trying to create this group of professionals technical technical experts that cities can potentially contract with to implement our homework it's if you have anything else to add yeah I mean just to tie on that um the Coos Bay conversations that we had have the same theme as the Tillomook conversation that's in this memo so the reason Coo Space is trying to um work with this consortium is because of the capacity and risk them.

So the reason Coo Space is trying to um work with this consortium is because of the capacity and risk themselves.

I would just I think this the long staff requirement at that second page where it's gonna sound a lot like reference you might have heard from your own staff, county staff do not have the resources available, technically there's comprehensive review.

Um, and that makes us any project specification should not be considered until OHCS does address the county's questions and concerns related.

And so I think there's a fun idea.

And on the last page, numbers one through five that are listed there.

That's then they're letting I mean the sign that's where it was a big red flag for some of the company not able to sign, saying that they are they don't have um the expertise or staff to do those five of those five things to be able to assign that, and they thought that was gonna be what OHCS would do once OHCS receives the application, but that wasn't the case.

Can you you mention in some of the responses the hood river model that's not we're kind of talking about compliance for profit developers, talk about what so is the river doing moral, or what is the hood river model and how does that look different from output?

Yeah, that's a great question.

So um if you look on your answers to questions, your questions, the attachment uh question number 12.

It's gonna be a good place to look, but um I talked to everybody how we found out they were doing that originally more.

So they adopted an arrangement.

Um and they did some things that we thought were like if we were going to move forward, but it made some sense to us.

They have similar capacity issues, like the legal concerns.

Um, and so they vote in their originating coordinates, they basically in their compliance plan that they would only receive projects that were um from nonprofit developers, so that like wires to send built in.

Um and that awardees would basically do self-compliance, and that's really kind of goes hand in hand between nonprofit development uh housing owners typically have that built in because the clients portfolio that they have or the stack finance stack that they have is usually it's like there's cloud funds which require compliance and verification, so it kind of just happens.

Um, and then the final piece is that they also instead of like a lump sum uh grants, uh the last number three on response 12 in the Hood River model is that they they're doing something pretty smart when it comes to the volume that's releasing funds as the projects in certain models, it's very similar to construction.

So some of those, and I uh we have some like do you get pushback?

Of course, yes.

That's they're just don't they're just trying, they're like throwing stuff at the wall and work in some.

So OHCS approved this this part version, yeah.

So OHCS we had an LOC land use.

Uh OHCS was there, but we talked about it.

And they can't that's the thing, they kept because I asked them like what does the is there any guidelines to compliance?

What does that look like?