I always to worry about we do have a box in these.

I know I've been watching that.

I've been very worried about that.

There's a little mangy.

Oh man, yeah.

We had a really major one come through our yard.

Yeah, they're horrible.

He's been hanging out in some backyards.

So Tim was very paranoid about predators getting to them.

And you know, he's a metal worker.

So when we built the run, he sunk big steel plates like a foot down below grade.

So nothing can dig under.

It's a little overkill, but it's a well thought out plan.

Yeah.

I'm not bringing them in the house again.

They lived in the house for eight weeks when they were too young to go outside.

And my house was filthy.

Shaky.

Yeah, they live in the kitchen in like a big puppy pen.

I was really regretting my decision.

The eggs are so tiny.

What's the word I'm looking for?

Juveniles, you know.

Yeah.

What do you think?

Yeah.

All right.

So I'm gonna go ahead and call the meeting to order of the Circuit Sousing Strategies Corporation and Ordinance Committee.

Um note that uh that's President Hudson, Councillor Hogan.

Um right, and Karen Schroeder are here.

We expect at least Elser uh General Browser to join us.

So we will note that uh the proof of notice was provided.

It's the second page of the board's packet.

Um we do not have any new business to cover, as far as I know, but we do have some other business.

I'll turn it over to Michelle.

Thanks, Bram.

Uh so just kind of wanted to start off giving everybody a little bit of an update as to where we stand with the block challenge program as of today.

So uh good news is we're uh continuing to uh keep on bringing in the applications even uh since two weeks ago when we last met.

So um as of today, we are up to uh 108 uh individual properties that we've had applications for across 23 teams.

Um there's kind of a breakout of the single sheet that is uh that you all have in front of you, um, showing kind of distribution of uh total estimated uh project costs, what we estimate reimbursements will be as of today, and then what kind of our uh leverage return on investment for every dollar that the Huffington Strategies Corporation is putting in, what are we generating back in terms of um homeowner investment?

So I think the main kind of takeaway here, obviously there's a little bit of a um uh difference in terms of total volume that we've received between Tip Hill area and salt springs.

Um, I think at this point what we're seeing is that um uh not yet at a point where I think we necessarily need to put a firm tap one way or the other on a given neighborhood.

I think what we're seeing is that um Tip Hill is the applications are coming in slightly less complete, whereas Salt Springs is being very diligent about following directions kind of exactly as is.

So um, I think if anything, we've been really encouraging people um uh along the line, kind of like don't wait to get all three of your quotes before sending your application in, send it in.

We'll work with you on timelines there.

It's easier just for us to be able to kind of review um what we're working with in terms of volume.

So um continuing to kind of do that, but um I think we're numbers continue to be promising and encouraging.

Uh as of today, we have a total of $53,000 in reimbursements for individual applicants who have been fully approved, received their notices to proceed with our projects.

Um, and actually this morning we just received our very first request for reimbursement.

So we're moving along.

Um I think the main kind of topic of discussion for these at this point is understanding kind of continuous volume that we're getting.

Uh I think number one, there is a need probably to minimally raise the amount that we have authorized for the program at least one more time, just based on kind of how we've been communicating to applicants around timelines, rolling timelines, and um understanding timeline of when we started in August.

Want to make sure that we're giving people substantial time to be getting applications then all the way through the winter, even into next spring.

Um, I think because of the extended timelines we gave people for completions.

Um, in some ways, we're not necessarily going to be able to fully evaluate data um super well until uh further into the spring.

Certainly we'll have the projects that get done early this fall to be able to kind of reference, but um at minimum it makes sense that we would raise this one more time.

I think the original number estimates that we were using when we were kind of setting recommendations were based off of some numbers that CCB had provided us that had contemplated approximately 70,000 a year that was going towards block challenge projects.

So it was a thousand dollars maximum reimbursement for a team of five of at least five people.

And then if you had uh up to nine uh people, then it was a that was when you could get the 2500.

So I think what we're seeing because we had put in a higher dollar amount, we're seeing more people that are doing projects uh with a 50-50 match, uh $5,000, a lot of room to work with in terms of what you can get done.

So I think a lot of people are doing projects that I would put in the category of something that would otherwise be eligible for what we had kind of initially conceived as like a tier one kind of homeowner renovation project.

So we're seeing a lot of roofs and um a lot of driveways and driveways plus painting and things like that.

So um I don't know that it that's necessarily a bad thing.

And I think if you think about it in those terms, it makes it a little bit easier to think about.

Like it's not crazy.

I don't think that we would consider up to about 500,000 between now and say kind of spring summer of next year.

Um, I do not think that the actual dollar amount that we will put out the door in this fiscal year will necessarily exceed the 123,000 that is authorized for it.

Um but I think we do just want to be minor kind of dollar amount authorization, and that we are not issuing notices to proceed in excess of whatever the board has authorized kind of to this point.

So all to say based on what we have kind of in hand, I think at minimum we would at our next board meeting in two weeks want to uh memorialize a resolution that we bump this dollar amount up.

I think we can maybe be flexible on what what the board feels comfortable with based on what's in hand.

Um and then I think at that point we probably would want to, based on volume that we're seeing kind of coming in.

There's probably kind of subsequent conversations that we should consider having about do we need to actually start putting some limitations either on individual participants or um uh kind of spreading the geographies a little bit to ensure that kind of you know Tip Hill's gotten a little bit of a cap.

We need to focus additional dollars uh elsewhere.

So I don't know if there's any immediate reactions to any of that.

I have a question about the um about the one uh invoice tag with RDVC.

That work that was done, we are ready that we went through all of this or no.

This was somebody that they just timed, threaded the needle on timing to the T, they had their applications in, they were one of the first people that got applications in, got a notice to proceed and had their contractor kind of lined up.

So it was lucky for them that we go by to double check that it wasn't already work in progress.

Um like we can see just based on where the invoice dates are at and uh kind of where report before after photos, they've they've submitted before and after photos to us.

So I think we can evidence based on uh what we have in hand from the day that we received those photos.

I think we're um from what they've submitted for backup documentation, we feel comfortable that that's not the case.

Um do we uh do we have a standard policy of doing site visits for all of these?

Uh yeah, so we have also uh been doing additional, um, I think a lot of the before photos that we've been receiving from people are not necessarily have full property photos, a lot of them are very like zoomed in kind of specific to here's my component.

Um so we've been doing those ourselves.

I mean, I think the additional letter checks that we have in place, uh we'll also be able to buy ourselves and kind of do a drive-by, but for any work that requires it's obviously they have to submit proof of that permit completion to be eligible for that reimbursement.

So that requires a week there's a certificate of completion issued for the permit by the um permanence department, but uh I think that's the other kind of checkpoint that we have to ensure that people are not stretching that.

Okay, Michelle, how many are revolt with cold orders of which percentages first?

Uh I think most of them.

Uh there's been a few uh landlords here and there.

I think it's been uh certainly there's been um more landlords that we've seen in Tip Hill than we have.

I don't think that we've had any uh maybe one rental, one or two rental property owners in Excel Springs, but uh largely they've been concentrated in Tip Hill, which I think you know makes sense.

Um I guess I just want to say for Rashida's sake if you wanted to repeat the last part about the possibility of capping um or plotting for the Tip Hill area so that other ones can have opportunity to I think um where so the um sheet that's in front of you this is spreadsheet, so it kind of breaks out where we're at today in terms of applications received and what estimated reimbursements might be.

There's some people that we're waiting on scopes of work for, so we're just estimating that they're at max reimbursement.

Um dealer kind of confirmed what that looks like, but um I think what we're recommending at this point, just based on kind of how we've been messaging the program to people to date.

Uh number one, it makes sense that we bump up the budget at least one more time.

I think what we've been seeing from participants is that we got a lot of applications in pretty early from Tip Hill.

Um they're not necessarily as fully complete.

So, like a lot of them, like Salt Springs is taking a little bit longer, but they're following directions very well, they're coming in very complete, people are having everything that they need in place, and so they're getting faster.

Um, so thank you.

I'm not yet right, like uh yeah.

Um so that's great, we appreciate that.

Uh so at this point, kind of based on that, I don't yet think that we are quite at the point where we need to put in a firm line of we're kind of maxing out for a given neighborhood again because we haven't communicated to either neighborhood that there was a a max limitation or cap.

Um, but I think if we were to bump this up, say to you know, 400,000, something like that, we get close to that threshold again, and we're still seeing kind of this amount of usage distribution at that point, then we might need to consider putting on some sort of stipulation.

So that could be based on neighborhood geography of like that here's the bucket for Tip Hill, here's the bucket for Salt Springs.

It could also be based on individual participants.

So I think it's there have certainly in Tip Hill been uh examples of rental property owners who legitimately own a lot of properties all along a street that qualify, and so they're taking advantage of that.

I think that that's fine from a whole block, whole area standpoint, and also that's a good example of at a certain point.

Maybe we do need to limit some of those people's kind of participation.

Well, as far as um some of the like that you have a lot of windows and indoors, um, are we um to maximize you know the dollars?

Are we asking about them applying to like the window and doors program if they qualify?

So that we're the last dollar option.

So what we're doing for this program is no, this is very much kind of like quick like homeowner responsibility on you, whatever you can get in.

Uh certainly we can uh refer people to those things if they have questions or are looking to line up additional resources.

Um when we are doing the larger homeowner renovation programs, absolutely that's something where we want to make sure people are maxing out program participation for other things that they're eligible for.

Um but I think this is really just kind of like a temperature check of where are people at without us doing a ton of extra layers of that and what are people kind of doing of their own volition.

So I think this is uh we're being effective in accomplishing that, and just even in terms of kind of I think it's helpful to see um even the kind of project amounts like Salt Springs is not necessarily uh going too far above their five thousand dollars.

Many of them are not even going up close to that.

You're seeing a lot of projects that are far more in excess of that.

So um I think that's instructive just right, yeah.

And so it's it's certainly um instructive in terms of as we're thinking about what does cost share look like for some of the bigger programs.

What's the the threshold that we need to think about?

So one of the things I will say is um, and that you are gonna see because I was financial capital ass says some don't have it, right?

Um one thing I will say is that I always when I'm wrong, I like to admit I'm wrong, right?

I'm a baker, right?

So one thing I'll say about this project is in the east side, this particular, there was some older people that really weren't coming out a lot, and this helped them engage with some of their neighbors, which it brought back joy to me because that's what neighbors are supposed to be.

Um on the flip side, I have seen some other little chaos, but the greatness of it, right?

So I'm gonna I'm putting it out there.

Like some of them are like in the house and they don't come out, but now they're communicating with their neighbors.

So they're building this like synergy, which like made my heart because they were older, right?

So I'm going to say, right?

Right.

She just said that part was great, right?

Getting the community together.

She just said on October, whatever day this is that part.

One of the things I would like to say also about this is because is their little wins, they're really big ones because it's changing the narrative of our community and it's making people feel good.

Like people being able to do the littlest thing to their house is is building that self-esteem that we need back in our community, right?

So the little money we use it, I would be willing to put more in, right?

And not even have a question.

My second axis that another little win like this, and I know we say we're only gonna just hear me out.

I know we say we're only gonna do these neighborhoods, but I would love to see we do another little win in all sectors.

So we say our big focus for this is to do the big neighborhoods to get the you know big project done.

We're doing the lower far west side, tip hill, so spring for the next set.

But next year we will do another little win for the north side, the west side, the south side, because I think from what I've seen so far, this is changing the narrative of people in their neighborhood community.

And I've told a couple hundred dollars can make neighbors come together to do a project.

I think the win is bigger, right?

And say later on, we're coming back to you, but we want to give you a chance to be a part of this little win next year.

I I would I would support that a hundred percent, you know, because I think they need it.

And I did on what um Vashida said question, when do we jump to the other parts of the city?

I mean, like we move at the capacity of our budget, right?

So I think we have the 7.5 million that we have committed to date is a third of what we need to fully complete the two neighborhoods that we have started.

So we have uh based on kind of the plan that was authorized by the council, the next two neighborhoods that we've made kind of named commitments to Eastwood and Elmwood.

So but again, I think in terms of kind of the expansion, I guess it would be my recommendation that we would before moving on to kind of the the two neighborhoods, we would at least get to 15 million of funds committed so that we because what we don't want to do is start spreading ourselves in a way where we're getting too thin and uh putting something in front of people that we then can't follow up on short order.

So I think like I'm all I'm all for it, and I think it's just a function of kind of what is the additional funding commitment.

I think if there was whether it be from kind of city additional city resources that would be committed, um frankly, I think that the all of the budgeting that has been contemplated by um kind of from a planning standpoint, if we could get to a place where we were able to have a city commitment of two million annually, that would put us in a position where we could at least get out to the next two neighborhoods, and then on a two-year basis, that gives us enough cash flow to keep doing things.

And I think uh in addition to that commitment, there's still other um, I think opportunities for C funding that we have that we can be looking to help um kind of pursue with that, and that's very much on the agenda for it was the consultant or the housing market study that said to really kind of focus on specific neighborhoods, yeah.

Yeah, in the context of uh the the strategy planning and the I get that, but um that's why I told you I'd apologize because I saw something that I didn't see is a long long gun, like that love.

And I think I know I would be pushing it for the council that if we say we're still this is our main focus and this is our pilot, but next year we're gonna do Eastwood, East Side, I mean Eastwood and North Side.

The the third year we're gonna do the on the little win, because a little win is so big.

We we is and this is little money, but it's building a community, which is gonna change other things, yeah, right.

And that's what makes me more happy than anything, right?

Because once we see that crime change, all these things are gonna be a part of it, right?

Because now we're back to sense of community.

So I'm saying that, and I know all the fellow counselors is with me with this, but I'm saying that we need to add the other ones in, not to put more work on you guys.

I don't know how that goes here, but I saw the sense of change with the building of that communication and relationship, and I think we can get it going on in other sectors, and then I think if our community feels that they were heard, or we just gave them a little win, then we'll get a bigger win at the end.

Just um just slightly um versus adding um completely neighborhoods because we do still they already been in communication with Eastwood and um in Elmwood.

Um so not to kind of take away from that, but there were neighborhoods, but I got a couple of complaints specifically from the East Side area that there were blocks.

I shouldn't say neighborhood blocks that the um like the Soft Springs area portion like jumped over.

So it came kind of like came down Soft Spring when it stopped like proley or something, and it went to like the West Got area, something like that.

It doesn't they're not will be West Out, but something over the Allen Street in that's I'm not sure the boundary basically it like jumped over.

So I guess as a point of clarification, the boundary is and has always been Westmoreland up to Erie Boulevard down to East Genesee Street, all the way to the end of the city line.

I do think that there was a couple homeowners who live on Stone Ridge Drive, which is one of the very last teeny tiny third the last residential street in the city.

Um there was uh uh at least one constituent there that was uh very confused and distraught about uh the exclusion of their neighborhood.

We have clarified that they are included and we have been working to match them up.

There's a we're stringing a nice little group of uh about five pools or that are included or Westmoreland is included.

So was after Westmoreland next street would be like Bruce Crowley, and so Westmoreland could have been somewhere near.

Yeah, so I'm just saying, like instead of adding whole blocks, maybe with just something like this, you just add a couple, you know, reach out to the next two to three four or five blocks to find out do you want to now be I don't know.

Yes, I would also say too in that kind of situation.

If we have somebody that's very close like that, and we do have the ability to kind of call some audibles of one offs uh here and there.

So um certainly if you have folks like that that are raising complaints, please forward them to us directly so we can take a look at it.

Um, but yeah, I would say I do uh appreciate your comments, and I think just from uh from our team and something we've certainly seen and uh as well ourselves and enjoyed.

We've gotten a lot of really great feedback from people.

Um I frankly have met neighbors on my street that I didn't know.

Uh it's quite uh interesting.

The number of people that have we have a forum where it's like I can't find a team, help me find a team, and the number of people that are on the same street that are saying that they can't find a team, it's like I feel like we've a keyboard.

Oh my god, yeah, right.

So I mean we've been having a lot of fun with it.

It's uh it's uh um feels like much more than some of the other great stuff that we have going on.

My dog and it's late, late eight o'clock at night, nine o'clock at night, and a bunch of people came out and Rich read us in uh in Richie's house for part of this team, right?

Like at night was terrific.

Yeah, just my two cents.

I I think this conversation that we're having it's not a problem, but I'll still call it a good problem at it.

I think what we're seeing, we're we're seeing what we wanted to see, right?

We're seeing that community start to build and and we were seeing a demand build, and and I do think that we need to figure out a way to capture that.

So I think it's just it's finding the right balance between the our plan suggested that this would do what it's doing, and so it's working.

We all know that historically when these programs have come up, you know, that when resources do get spread too thin, you don't have the impact yet.

So I think we need to continue to discipline ourselves to as you said, uh focus the you know the the primary resources where we said we were gonna focus it and follow the plan that we said we were gonna follow, but that doesn't mean whether it's a you know a different program, a different pot of money, a partnership with home headquarters, wherever other partners where we can't use what we're learning through this and apply it in other places, as long as we're clear about where our priorities are, what our strategies versus what might be some other separate but related strategies that plant those seeds in other neighborhoods.

So I think it's again these are these are good conversations to be having, and I think um the more we can show that it's working, hopefully the more we can secure additional resources um and we can do more in more places.

So I think it's all good.

Do we Michelle?

Do we have a sense of where the states at with their housing money and um in terms of the their commitment for the five million?

No, not too much, but just the broader regional work that they're doing.

Yeah, you know, Center State has their initiative.

So I I think in terms of kind of funds that we would be the most competitive for, it would likely be coming out of some of the micron specific dollars.

The first round of funding, I think what ESD had indicated to us was that they were really going to be focusing on the workforce development for their uh grant funds, uh, and that uh it was more likely that they would focus on additional housing resources for the second round of funds.

Um so I think uh worth a follow-up with them just to confirm kind of what does the uh timing for uh that second round look like.

Um certainly as uh things get closer with that, I think they have uh additional kind of increased need, obviously, for housing related um needs.

So uh I don't know if they need the money.

Yeah, we're the money I need straight to the point.

Uh sorry, I did not really see stuff in here uh virtually.

Yeah, I don't know if you can speak to us.

And um double picture.

What what about the um there was some um conversations around uh finding communal spaces?

Um what is that are we at that place yet?

Communal spaces for I think it was like little parklets or something that uh we did something about for yeah, so a couple things, and I think probably separate from this discussion today, I do think it's worth us having a conversation about kind of a one-time contribution to the respective neighborhood associations.

Um, I think uh Salt Spring Sabers Association is off and running.

Um, and I think that there's certainly lots of things, both I think they're they're in a have kind of the financial structures that they need in the um uh organizational whatever um system, kind of that a small kind of contribution for special neighborhood projects would make sense separate from that.

Uh there are resources that are uh were approved in uh or that were included as part of the uh 26 um capital improvement plan under neighborhood and business developments capital improvement plan specific for the housing strategy.

Um I think as we have kind of worked through the process of just understanding kind of some of the legal limitations that we have when it comes to particularly CIP dollars for housing uh specifically, I think we've come to the conclusion that the best way we can focus those resources is on infrastructure and community improvements.

Um so we have been meeting regularly with all of the different operational departments.

We had a great meeting um last week with um DBW parks, uh all of the relevant parties about uh what planning for those funds looks like.

So I think we should have something to kind of we'll be bringing that to you um uh here in the next uh few weeks.

I should we can have initially we can accept it anymore.

Well, so that's I think that was kind of the discussion that we were having here is uh it's right now what is authorized in the budget is up to 123,000.

Um, and so we definitely need to bump it up at least once more.

Um, and so I think the question for the board is what is the dollar amount that we should um that people feel comfortable bumping it up to um do and you know where would we like to push it before we want to maybe set some additional parameters in it?

I guess my recommendation would be that based on utilization that we've seen and the fact that I think because these are slightly higher dollar amounts and the way that people have been, I don't think that we're uh being reckless if we were to authorize up to like five, yeah, at least 300,000, 400,000.

I think if we get anywhere close to 500,000, I think we need to kind of like we're gonna just shift.

Yeah, so it's not like it's just moving money.

And someone's telling the homeowners to that there's a bigger program out there at some point.

So for that one other question, have we ever been at some parts of um not west side, but some parts of Saw Springs and maybe Gar West is in that um zoning for pilots.

Have we ever talked to the police about their seed money to maybe help add to this?

Or the curve appeal and trees because they I know they can only use money for those like supportive of certain things, and I know part of these neighborhoods, certain streets and stuff fits in it.

So we might um uh Camon's been very involved in that project and uh the defined areas, and I think that's certainly something that for areas where there's overlap and it's appropriate.

We absolutely want to align those dollars.

So I guess the police they don't tell us about things.

So we got the tell.

No, but the DOJ dollars, I think what um kind of like some of the recent items that have come before in terms of they're like um without that, but is there like money they had that they like sort of their seizure funds?

Uh okay.

So that's the money that put it aligned.

It's uh what you're trying to write it back in too.

So if we reach out to we'll ask, yeah, that's right.

Okay.

Uh so I think kind of what we're looking for out of this discussion today is what where do we feel comfortable in terms of uh another budget adjustment?

Like I said, we don't want to approve these applications that we have at hand today.

We're trying to not let these linger too much.

So 350.

Okay.

We have 123 approved now.

I got three groups about sending right now.

Yeah, I mean, yeah, they're going that's taking it from 123 up to 350.

So we're sure.

Yeah, and again, kind of a people that have actually individuals that have been approved, we're at that 53,000 threshold, but it's just kind of taking a look at what's been individuals approved versus applications we have in hand.

So um 350, I think makes sense, and certainly again we got these meetings scheduled every two weeks.

So remind me, so this is a this is a committee meeting.

So do we have to vote or we just bring that to the board?

We can just bring it to the board and then we can vote on that uh at our next meeting.

Okay.

And let me just be clear as well.

Within that 350 basic of each well, each resident gives 50 something said.

Each resident individual resident can get up to 2500.

Oh, 25.

So 500.

Um, the cat, what is the cap per neighborhood?

I should be there.

If we start to bump up on a 350,000 dollar thresholds, we need to be like look at that a little bit closer.

So whether we start putting some limitations based on individual property owners, so like in come some of the instances where we have rental property owners that have participated several times.

Um that's one area.

Um I think we would maybe look at that the next time.

But what I do think is happening is that uh we're seeing the Salt Springs ones are increasingly coming in.

People just been knocking, no, I haven't been between both of them.

They took it back to the side bin and they met up as I got that one.

Yeah, I mean the salts, like I said, Salt Springs is following directions very well.

Yes.

So they probably have nine.

Yeah, it's proceeding it needs scroll it off.

Three three quotes, like they're they're waiting until they're quote.

It's your do you have?

I suggested it using the word KFC okay should be.

Okay.

Okay.

All right.

All right.

Let's uh keep them open.

Okay.

Um as far as just other kind of quick updates.

So resident advisory committee uh council obviously authorize the adjustment to the legal language.

So I will send out a formal communication to the whole council about this week.

But uh, we would be looking for there's a total of five appointments for resident advisory members that would be coming from the council.

Um, those are broken up.

Um the council president has one of them, and then the other four are the four district counselors or at large counselors, thank you.

Um so ideally it would be great if we could have those all confirmed by the November 10th council meeting, uh, just so that we have enough time.

I think we want to be able to try to convene that group of residents in um so that we could kind of give them some feedback based on some of these program terms to date.

Um just understanding scheduling gets kind of tricky around the holidays.

Um if we could just for timeline kind of keeping it moving, that would be preferable.

But um, we wanted to do a book for the year because of the year.

Yeah, sure.

Yep.

Um as far as where we're at with the legal services RFP, uh, the deadline for that was last Friday.

We did not get any responses, which was surprising because we had a couple people that had indicated they were intending to submit.

So we are going to extend that deadline.

Um we will make sure that it gets out to the uh bar association and uh through kind of a couple different channels there so that it's well promoted, but um extending that out another week or another few weeks um may not be able to have it fully buttoned up uh for the board board meeting at the end of the month, but um would like to have that all resolved by November.

Obviously, we do have um some legal services kind of through city that we can uh leverage as well, some additional dollars of what's been authorized for um uh under the current budget year with Boosgate and G Heffert.

So um assuming we do get some proposals at some point.

What's the interview and selection process gonna be like?

Uh I think it's uh open to as robust as we would like to make it.

I think based on the procurement policy, it can be a uh recommendation that you all would be the the main thing is that we need to do a process, uh what the process is is not prescribed.

So I think we were uh intending that we would do some uh staff interviews to the extent that um any uh the board would like to participate in that, we'll come that as well.

Also realize that people have a lot of meetings, so um yeah, sounds good.

Yeah, just let us know.

If we get to that point, let us know when and where and we'll let you know if we're interested.

All right, okay.

Uh last bigger chunk of discussion is starting to work through some of the homeowner renovation and field gram terms.

So in your packets, do you all have a draft copy?

Um kind of extremely preliminary set of terms for homeowner renovation.

Um, these were sourced very directly from the current policy that uh Invest ESM has in place for their program.

Um, I think the goal of kind of talking through some of this today is to just really kind of take a list of where areas where we need to do some additional review and exploration, any kind of specific highlights or priorities that people want to make sure that we fully firm up, but in no way are we looking to make decisions on this today.

Um couple specific things just to kind of call out.

So the focus of this particular program, this is exclusively homeowner, owner-occupied properties.

We will uh in subsequent meetings review kind of some separate terms for rental property owners, but for the sake of focusing on one thing at a time, taking a pass here, um, with just owner occupants.

Uh, I think we're thinking about this specifically as a renovation uh rehabilitation program.

So no purchase acquisition, no specific kind of development.

Um, I think we certainly do want to have the ability to pursue those projects, but at this point, um I think we would want to consider them as kind of a on a one-off basis.

If there's an opportunity that makes sense uh that comes available, we would look to partner with land bank home headquarters, kind of trusted development partner to do that.

And then uh once we get this program and the rental program up and running, can pursue maybe what's formalizing something else kind of like um just focusing on kind of existing homeowners that are in their properties looking to do rehab projects.

Um as far as kind of the um, I guess the the idea here is really the there's no ceiling of what people can pursue with their projects.

There is a floor though that I think we would want to try to see, and I think the best kind of uh characterization of that is that we don't necessarily want to fund projects that could otherwise be funded through an urgent care with this.

So, like an example being kind of if you want to do a standalone roof or a standalone water heater, we would want to refer you to the urgent care allocation that we just made with home headquarters, either direct you there or direct you to the block challenge program to do kind of those one-offs.

We would allow something like uh would allow it as part of a combination project.

So, like I'm doing a roof and my siding and something else, um, but we don't necessarily just idea that these can really kind of help drive uh kind of more uh holistic property improvements.

Um I think that's kind of the basis there, and in a similar vein, want to ensure that we are not allowing solely interior projects if there's exterior issues that clearly need addressed.

So I think the way that we would kind of ascertain that is at the point that we're doing intake of a um program application.

If there's any existing code violations on the exterior, um, we would ask that people would include that as part of their scope of work.

So we wouldn't deny their interior component that they want to do, but we would just require that they're addressing the issues on the outside.

So again, we wouldn't necessarily go cite those violations, but it would be more of a this is your special checklist that you need to take on in addition.

Well, so going back to the challenge um portion.

Is there a um is there a major versus minor um project component?

Because I guess not the bet chimney.

Um what does that mean?

I mean, I've seen people where their chimney is for comes down the side of their house and it's separating from the house, or if like the chimney is at the top of the house and it just needs to be fixed up a little bit or even taken away.

So like the one that's set by the side and it's separating, that's a major um that's a big expense.

Yeah, so I think the the one for block challenge, I think that we've had to come in so far has been more on the minor side of things.

I am aware of at least one person who says that they have a major trivia project that they're waiting for the bigger program to come up.

This person also has for what I would consider from the outside to be like grade A immaculate exterior otherwise.

So that's all I want to.

I just want to make sure that if there's minor stuff that we're addressing it to the bigger project, right?

Yeah, so I think that that's that nature.

Yeah, exactly.

So I think that's kind of the the point of having uh for people that are trying to do those one-off components, we would refer them to either go to a block challenge program or go to if they're income qualified, go through the the urgent care uh kind of set aside um to be able to still get that done.

So one suggestion a moment because I gotta go to another meeting.

I'm very important today, but really quick.

I just want to move it out of your governments.

There's two things that I would just like to put out there.

Thank you, everybody.

This is really like, yeah, I don't know, just this is something to see now the people talk.

But I think as we move on, because this is gonna get like real deep.

I think we need to think about two things.

A, I think somebody from Kohl's need to sit on this committee, right?

Because there's gonna be some things that are moving forward that is gonna be decision-making things that we're gonna need to be able to like, you know, to the old, do we talk to co like?

I think they should be involved in this.

And the second is it would be nice to have someone legal, like a law, because one I have ran into um or somebody on the team that's willing to from VLP or somebody I've got like five or six people who are stuck in between the titles, not in their name fees, right?

So it's like, oh shoot, how do I help them?

So those are the things as we move forward, we're gonna run into and if we get somebody that's already willing to be on our team, I think is gonna make what the city's trying to do even better because they'll be able to direct them.

So you know, yeah, that's a property.

Yeah, yeah, absolutely.

And codes has been very much codes and permits, both have been very actively involved in all of this.

We've been meeting with them kind of separately, and I think they um, I think in tandem are uh we'll be reviewing this, happy to have them physically join the meeting and discussion if that's helpful.

Um it could be something like JK today, it could be something that somebody needs to do, but it's not even permittable, right?

Like, and then instead of us, we already had I just a thought.

Yeah, yeah, and just yeah, absolutely.

Um yeah, so I think that's kind of overview of projects of what would be what we would be looking to focus on.

Um again, very few things that would be explicitly prohibited beyond kind of the couple things that I mentioned.

Um don't want to do standalone items, want to make sure we're not allowing new interior without addressing X tier.

Any other questions with that at this point?

But the council colour's point, the legal services, obviously, would would they be able to help?

I think that that's that's a question in terms of uh as an adopted program.

Do we want to require applicants to show that they have some sort of a state plan in place for kind of like if we're going to put money in a in the in a given project, you do you have a clean kind of title that we can or do we need to require you to clean up your title somehow?

We're gonna we're gonna have to, of course, and carrying out the mortgage, correct?

Yes, so that's why I said the next like right this first stage is little hit, is okay, is the next stage.

So we need to be preparing people actually having somebody ready to say no, we can help you, right?

And what does that look like?

If we're gonna help them with all this, we need to be able to support them with that last piece that shouldn't be.

Yeah, and I got like several of them right now that is in that situation that I know can't move on to the next stage because they gotta get that stuff.

So are we providing them the um the like a lunch sheet but to say like say is this list, but um identifies permit needed, no permit needed.

We're doing it as kind of a two-part uh item.

So the first is just a really preliminary intake, like six questions, like give us your your name, your address, what type of project are you thinking about doing, couple other like small things?

We would have a meeting with them to go do a site visit, talk through kind of like here if you were to be approved to kind of formally apply.

Here's all the specific things you're going to need, and we will have that all explicitly called out for people.

There's a um uh several things that are included on I think it's the last page of this packet of just a starter of that show property information, what's their rehab plan, budget, all that stuff, uh kind of.

I mean it could um you know, I hate to just be pointing out all kind of negative stuff, but um like pay people that still want paying, I don't know what that entails, but do we know it doesn't require a permit?

Well, not only does it require a permit, do we know if there's a lead component there?

We do have required thinking yeah, we do have required lead exposures and all of that will be kind of baked in into the agreement.

Okay, thanks.

I know we're running short on time.

Um what would be most helpful for you to help guide you in the right direction for take a look through this, follow up with questions, concerns?

Yeah, I can take a look through this.

Um I think the next meeting that we have scheduled for the board meeting, I understand just timeline working on and the uh that everyone wants to ensure that we're considering things thoughtfully.

I think I would propose that we use our next meeting.

We can uh assuming that all of our recording uh infrastructure is operating smoothly, I think we can have the meeting here, uh memorialize the budget amendment and then continue kind of work plan.

But if you can take a look at this in between now and then, I know I did not get it out uh in advance enough for people to do that today.

So I apologize for that, but um take a look and then if you have any thoughts of things you'd like us to consider between now and then.

All right, good.

Yeah, okay.

Um I have to do motion to agenda for maybe my own meetings agenda.

Is there anything about loan to value in here?

Do we care about that?

Um that's uh a question for consideration.

I think there was something like that.

Yeah, I think we do all that certificate.